The policies described on this website apply to business placed by insurance brokers and independent insurance agents with Chartis offices situated and issuing insurance policies in the United States and its territories. These policies do not apply to any business or operations involving group and individual: (1) fixed and variable life insurance, (2) fixed and variable, immediate and deferred annuities, (3) accidental death and dismemberment insurance, (4) short and long term disability insurance, (5) long term care insurance, (6) accident and health insurance, including vision and dental insurance, (7) credit insurance, (8) involuntary unemployment insurance, (9) guaranteed investment contracts, and (10) funding agreements.  In addition, the policies described on this website do not apply to any compensation that may be paid to employees of Chartis or to insurance producers that are captive or are exclusive to Chartis with respect to a specific line or product that is clearly and conspicuously identified in marketing materials as a Chartis line or product.

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