Commercial Lines

The basic Fire policy provides indemnity against loss or damage to property described, caused by fire, lightning and explosion.

This policy combines different classes of insurance in one document and is tailor-made for small cum medium size business with a sum insured up to Kshs.300,000,000 Million.

The insurance provides indemnity against loss or damage to specified items as a result of any cause within the geographical area specified in the policy.

This is an insurance package which mainly incorporates Fire & Allied Perils, Burglary, Accidental damage and Business Interruption and it provides indemnity to the property insured against any loss or damage from any cause not excluded by the policy.

This policy provides coverage to your electronic equipment including computers against sudden and unforeseen physical damage to the equipment in a manner necessitating repair or replacement.

This policy provides indemnity to electronic equipment against sudden and unforeseen physical loss or damage to the equipment in a manner necessitating repair or replacement including theft, transit risks and cover to laptops on a worldwide basis.

This policy covers loss or damage to money by robbery or theft.

The policy provides indemnity to the insured against loss and/or destruction/damage to glass by accident or misfortune of a fortuitous character.

This policy provides cover for loss or damage to various types of goods while in transit by road, rail or any inland waterway within the geographical area set out in the policy.

Machinery Breakdown Insurance is a type of an accident insurance for machinery and provides cover against sudden and unforeseen physical loss or damage to the insured machinery.

Coverage is meant for transportation of goods or items by sea or air.

Covers the contractor for loss or damage from insured perils that may occur during the course of construction of buildings, roads, bridges, dams, and other like infrastructure including any liabilities to third parties that may arise there.

Covers the contractor for loss or damage from insured perils that may occur during the course of erection of plant or machinery (in factories), tanks, generators etc.

This policy combines different classes of insurance in one document and is tailor-made for small cum medium size business with a sum insured up to Kshs.300,000,000 Million.

This insurance has been specifically designed to cover terrorism, sabotage, mutiny, rebellion, insurrection and coup d'Etat (excluding war and civil war), strike, riot and civil commotion.

This form of insurance is also known as Business Interruption. It is concerned with paying for the consequences of a material damage loss.

This policy provides cover for all stocks against loss or damage by fire & Allied perils and theft whilst stored in the insured’s owned or leased premises or in transit anywhere in Kenya.

Public/Products Insurance provides protection against claims arising from accidental bodily injury to any person and accidental loss of or damage to property.

Provides for compensation to employees for work related injuries & diseases contracted in the course of employment.

Provides cover for legal liability consequent upon death of or bodily injury to or illness of an employees which occurs during and in the course of employment and which results in a claim or claims first being made against the insured during the period of insurance.

Fidelity implies the faithful or loyal performance of a duty and a fidelity guarantee policy is an insurance against the results of dishonesty or disloyalty, both of which stem from a lack of fidelity.

Fidelity implies the faithful or loyal performance of a duty and a fidelity guarantee policy is an insurance against the results of dishonesty or disloyalty, both of which stem from a lack of fidelity.

The policy pays on behalf of the insured all sums which the insured becomes legally obligated to pay as damages by reason of liability arising out of any negligent act, error, mistake, or omission in the rendering of or failure to render professional services for others in the insured’s capacity as a professional.

Coverage includes accidental Contamination of Food, drink, cosmetics, pharmaceuticals and tobacco products; malicious Tampering of Food, drink, cosmetics, pharmaceuticals and tobacco products; product extortion

Kidnap and Ransom/Extortion Insurance not only protects against financial loss but also provides the services of Kroll Associates, leading crisis management and security consultants, to manage incidents on the policyholder's behalf.

The pension fund trustee liability insurance provides protection for the trustees, the employees, the employer company and the scheme itself in event of claims brought against them.

Provides coverage to past and future Directors and Officers for losses arising out of a claim made against him for which he has not been indemnified by the corporation he is serving.

Banks and other financial institutions face a higher level of exposure to financial loss resulting from criminal behavior than most other institutions.