Contractors Pollution Liability (CPL)

Contractors Pollution Liability (CPL) insurance is an answer to environmental liabilities left uncovered by standard General Liability insurance. Available on either a claims-made or an occurrence basis, CPL is an environmental insurance policy that helps protect contractors against pollution conditions caused by covered operations, including work performed by subcontractors. Coverage is also provided for those Emergency Response Costs incurred by the insured resulting from pollution conditions requiring immediate action.

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Features and Benefits Back To Top

Applies to sudden and gradual pollution conditions
Underwritten on a blanket or project-specific basis
Project policies available on a contractor-controlled or owner-controlled basis
Offers environmental pollution insurance in the form of pollution legal liability coverage to contractors that most standard general liability programs specifically exclude
Coverage can be expanded to include Microbial Matter (mould & fungus), Non Owned Disposal Site Coverage, Worldwide Coverage, and Terrorism coverage

Optional Contractor’s Insured Property endorsement is available for owned sites which are used as equipment storage yards, contractor fueling facilities, as well as company headquarters and offices
Transportation coverage is automatically included
Natural resource damage is included within the definition of property damage
Provides limits of up to $50 million
Includes coverage for Emergency Response Costs resulting from pollution conditions requiring immediate action, up to the amount of $250,000

Marketing Materials Back To Top

CPL and CPL Claims insert (.pdf)

Value Added Policyholder Advantages (.pdf)

Claims Back To Top

As a pioneer in the environmental insurance industry, we have handled tens of thousands of pollution claims for a wide range of industries and businesses of all sizes—from a single dry cleaning operation to a multinational chemical manufacturer—to some of the largest, most complex cleanup projects in history.

Drawing on this experience, our team of claims professionals is committed to effective and expeditious claim resolution. We also place great emphasis on helping policyholders control losses and contain costs through the use of clean-up contractors, litigation management, recovery and loss engineering resources.

Mail:
145 Wellington Street West
Toronto, Ontario M5J 1H8

Tel: (416) 596-3000 or (416) 596-3001
Fax: (416) 596-4197
Email: newclaimsp&c@chartisinsurance.com

Applications & Forms Back To Top

COPS, CPO, CPL Application (.pdf)
Application for COPS, CPO, CPL and PRO-PAC^® Insurance

General Contractors Pollution Liability Application (.pdf)
Application for either a Claims-Made or Occurrence form for Non-Environmental Contractor

CPL Claims Made Specimen Policy (.pdf)

CPL Occurrence Specimen Policy (.pdf)