For as little as $13 a month, you and your family can enjoy comprehensive benefits which include:
Household Contents1
Covers up to $100,000* for loss or damage to your household contents caused by insured perils2&3 belonging to you and your immediate family. Coverage under this benefit includes replacement or repair cost of your insured premises’ security system which has been damaged due to violent and forcible entry as well as medical expenses incurred as a result of injury sustained in the course of theft.
*The aggregate amount of $100,000 includes loss arising from burglary by forcible entry of up to $25,000. Excess applies for theft by violent and forcible entry.
Alternative Accommodation
Covers alternative accommodation expenses of up to $10,000, which includes conservancy charges of up to $1,000 per day for up to 90 days, should your insured premises be made uninhabitable due to insured perils2.
Worldwide Identity Fraud4
- Covers up to $5,000 per occurrence for you and your family’s monetary loss due to identity fraud.
- Covers up to $10,000 per occurrence for your legal fees, loss of wages or other incidental costs incurred in Singapore in respect of dealing with identity fraud.
Worldwide ATM Assault and Personal Effects4
- Covers up to $1,000 per occurrence for monetary loss or damage suffered by you and your family due to ATM assault.
- Covers up to $2,000 per occurrence for loss or damage to your personal effects and identity documents due to theft.
- Covers up to $1,000 per occurrence for medical expenses due to injury caused by theft of personal effects/ATM assault whilst outside of your insured premises.
Worldwide Personal Liability
Covers personal liability of up to $200,000 should you and your immediate family be held legally liable for causing accidental bodily injury or property damage to a third party.
Worldwide Personal Accident (Free)
Covers worldwide accidental death of up to $20,000 each for an insured and his/her spouse (65 yrs and below).
Note:
1Contents shall mean fixtures, fittings, (not provided by HDB), interior decorations, household furniture, furnishings, clothing, valuables, and personal belongings in the insured premises.
2Insured Perils refers to fire, lightning, explosion of domestic appliances, smoke damage, earthquake, bursting and overflowing of domestic water pipes, damage to a vehicle not belonging to or under the control of the Insured or a member of the Insured’s family, aircraft damage, riots and strikes, malicious damage, spontaneous combustion and theft.
3Excess applies for selected insured perils where applicable.
4Excess of $200 applies for each and every claim.
*Terms, conditions and exclusions as specified in the Policy shall apply.