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Motor Insurance

Private Client Group

Our Motor programme is designed for owners of high-value vehicles, but standard private vehicles can also be added.

Features and Benefits Back To Top
  • Agreed Value – if your vehicle is stolen or damaged beyond economic repair, we will pay the agreed value shown in your schedule
  • New Vehicle Replacement - we will replace your vehicle with a new vehicle of the same make, model and specification if, within 24 months of purchase, the vehicle is either stolen or damaged beyond economic repair (unless subject to a leasing or hire purchase arrangement)
  • Comprehensive Driving other Cars – we give Insured and Spouse fully comprehensive cover for driving any cars not belonging to them
  • Hire Car Provision – if your car cannot be used because of a claim, we cover the cost of a temporary car of similar specification for the period of time that your vehicle is being repaired
  • Rented Vehicles - we cover as an insured vehicle any motor vehicle that is rented by the insured or spouse for up to 90 consecutive days anywhere within the territorial limits
  • Full European Cover – “Fully comprehensive” cover with no time restrictions in any member country of the EU, Switzerland and Norway
  • Full European Breakdown – cover up to 6 breakdowns per vehicle per year
  • Choose your own repairer – when your car needs repairing you can choose your own repairer or one of the companies on our recommended repairer list
  • No Blame Bonus – your no claims bonus is not affected if you have a claim that is not your fault
 
Limits and conditions Back To Top

For details of all of the features and benefits of this product, along with any significant conditions or exclusions, please see the Policy Summary or ask us for a sample Policy Wording.