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Employee Benefits

Products designed for employers to offer benefits such as Critical Illness Insurance to their employees.

Accidental Death & Dismemberment (AD&D) Insurance provides coverage for employees worldwide 24/7, on or off the job, with principal sum amounts from $10,000 to $1 million per insured.

Ambassador provides a revolutionary combination of highly flexible business travel accident insurance and VIP assistance for companies and organizations whose employees or members travel nationwide or worldwide.


Critical Illness Insurance provides lump-sum payments of up to $500,000 to help cover insureds in the event of an adverse economic effects of surviving a critical illness, such as cancer, stroke or heart attack.

Flex Shield gives employers and organizations an innovative, cost-effective way to offer benefits of real value to all employees (contract, part-time, temporary, hourly or full-time) and members.


FlexAssure Insurance provides employees with basic access to the health care system at an affordable price point.

Products tailored to meet the needs of businesses with less than $10 million in revenue.