Worldwide Travel

Our Worldwide Travel Protection plan offers year-long insurance coverage that responds when circumstances beyond your control cause you to cancel a trip, return home early or seek emergency medical treatment while abroad. Because it’s an annual plan, you avoid the hassle of purchasing insurance trip by trip. Features include:

• Trip interruption and cancellation. Should illness or injury prevent you from departing, you can be reimbursed for cancellation charges and pre-paid non-refundable arrangements.

• Trip delay. If your trip is delayed for more than six hours, you can be reimbursed for reasonable additional expenses incurred while you wait for your trip to resume.

• Delayed baggage. If your baggage is delayed for more than 24 hours after you reach your destination, you can be reimbursed for the purchase of necessary personal items.

• Lost or damaged luggage. If your luggage is damaged or lost during your travels, you can be reimbursed (up to the policy limit) to repair or replace it.

• Medical expenses. The costs of medical treatment can be covered should you become sick or injured while you’re away.

• Medical evacuation. If you are involved in an accident and on-site medical treatment is not available, you have coverage for expenses related to transportation to the nearest adequate hospital that can provide the care you require.

• Rental car. You have collision coverage in the event you are involved in an accident during your trip.

• Additional travelers. You have the ability to add coverage for non-family members, such as a personal assistant or nanny, who travel with you.

Travel assistance. 24-hour help for alternate travel options, assistance replacing lost travel documents, passports, prescriptions and more.

Concierge services. Receive assistance with airport transportation arrangements, event ticket purchases, restaurant recommendations and more.

• Some examples of our claims handling ability…

• En route to his month-long tour and luxury vacation to Tanzania, Africa, a traveler received a call that his mother had passed away. He quickly rearranged his flights to return home immediately. Because he had the foresight to purchase travel insurance, he was reimbursed more than $42,000 for the pre-paid non-refundable airfare, tour and lodging costs associated with the trip.
  

• While enjoying a luxury Roman vacation, a traveler fractured his ankle and required immediate medical attention. He called the 24-hour travel emergency assistance line, where a representative arranged transportation to the nearest medical facility and booked a new return flight home. The traveler was reimbursed for his medical treatment in Italy and the increased cost associated with booking new airline tickets.
  

• A family’s ten-day Caribbean cruise was interrupted when the wife fell off a rental moped during on a land excursion in Bermuda. She had fractured her leg and needed immediate surgery that could only be performed in the United States. They called the 24-hour travel emergency assistance line for help. The assistance coordinator stayed in contact with the husband and wife, and worked with the air ambulance and U.S. hospital to arrange her transportation and surgery. The couple’s two children continued on the cruise with their grandparents. The wife received the proper care she needed, and she was reimbursed over $17,000 for the medical evacuation, medical expense and trip interruption.