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XSEnhanced®: Restaurants
XSEnhanced®: Restaurants complements commercial umbrella programs for the food service industry, providing seamless access to custom coverages for a full spectrum of casualty risks. Bodily injury, discrimination and food borne illness claims are just some of the exposures that threaten the existence of any restaurant or food service facility if they’re not properly protected. XSEnhanced: Restaurants offers a one-step solution to address the unique exposures of this industry.
XSEnhanced is a suite of coverage enhancements to Excess Casualty's commercial umbrella and excess casualty policies that provides tailored coverages for specific industries, including restaurants, retail and real estate.
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Features and Benefits
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- Products-completed operations hazard, which is automatically customized to include bodily injury or property damage that take place on the premises of the insured.
- Discrimination, with expanded definitions to provide third party discrimination coverage.
- Pesticide, herbicide and fungicide, with amended definitions so that damage or injury as a result of any pesticide, herbicide or fungicide application is not subject to the pollution exclusion of the commercial umbrella policy.
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XSEnhanced coverages apply whether or not scheduled underlying insurance provides such coverage.
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