XSEnhanced®: Retail

XSEnhanced®: Retail is available with commercial umbrella programs for the retail industry, providing seamless access to custom coverages for a full spectrum of casualty risks.  Security services, customer discrimination claims and vendor contracts are just some of the circumstances that can complicate and increase the exposures a retail business faces.  XSEnhanced: Retail offers a one-step solution to address the unique exposures of this industry.

XSEnhanced is a suite of coverage enhancements to Excess Casualty's commercial umbrella and excess casualty policies that provides tailored coverages for specific industries, including restaurants, retail and real estate.

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  • Professional Liability, for any Bodily Injury or Property Damage arising out of professional services performed by or on behalf of the insured. Coverage also extends to Wrongful Acts performed by any employed lawyer.
  • Discrimination, with expanded definitions to provide third party discrimination or humiliation coverage.
  • Insured Status for Vendors, where the insured definition is expanded to include any vendor acting as a distributor or seller of the insured’s product(s).
 
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