- Cat Excess Liability
- Passport for Excess Casualty
- UmbrellaPrime
- Specialty Excess Buffers
- ExcessPrime
- e-Excess
- Manufacturers, Distributors and Importers General, Umbrella & Excess Liability
- Personal Umbrella Liability Excess Personal Liability
- Construction Specialty
- PrimeExpress for Growth Enterprises
- XSEnhanced®: Restaurants
- XSEnhanced®: Retail
- XSEnhanced®: Grocers
XSEnhanced®: Grocers
XSEnhanced®: Grocers complements commercial umbrella programs for the grocery business industry, providing seamless access to custom coverages for a full spectrum of casualty risks. From single-unit stores to supermarkets, grocers of all types and sizes confront common liability exposures. Food borne illness, personal or advertising injury and in-store professional services are just some of the risks that require adequate protection. Excess Casualty offers a coverage endorsement to its commercial umbrella liability insurance, providing a one-step solution for the additional coverage a grocery business needs.
XSEnhanced is a suite of coverage enhancements to Excess Casualty's commercial umbrella and excess casualty policies that provides tailored coverages for specific industries, including grocers, restaurants, retail and real estate.
- Professional Liability, for any Bodily Injury or Property Damage arising out of professional services performed by or on behalf of the insured. Coverage also provides critical-on-site professionals, such as security guards and investigation service providers, create potential professional liability exposures that traditional coverage may not adequately address.
- Discrimination, with expanded definitions to provide third party discrimination or humiliation coverage.
- Exclusions associated with fungus, molds, spores, bacteria, mildew and yeast do not apply to edible products meant for consumption.
- Pesticide, Herbicide and Fungicide, definitions are amended so that damage or injury as a result of any pesticide, herbicide or fungicide application is not subject to the pollution exclusion of the commercial umbrella policy.