A number of states have adopted statutes that enable special ADR Programs to resolve workers’ compensation claims instead of using the state workers’ compensation process. The ADR Program is designed to deliver workers’ compensation benefits faster, manage expenses and contain costs associated with claims.
Collectively Bargained Program Components
– In-network medical management program.
– Nurse Practitioner.
– Ombudsman or Facilitator who serves as a guide for entitled benefits and the available
resolution process.
– Informal mediation proceedings to resolve disputes.
– Arbitration to settle issues unable to be resolved through mediation.
Program Requirements
- The insured or the work performed by insured must be in a state that allows ADR Programs.
- Participation may be limited to the construction industry in certain states in accordance with
state statutes. Other state statutes are broader and permit participation from other unionized
industries.
- The Insured and its workers are subject to a collective bargaining agreement.
- Chartis must be an approved ADR carrier for the particular program or trade association.
- Minimum premium subject to underwriting requirements.
For more information on our ADR Program requirements, please email us at ADR.Programs@chartisinsurance.com.