Is geared for international travelers traveling for pleasure or business outside their country of residence. Coverage available to the traveler taking a short-term trip may include Accident & Sickness, Medical, Emergency Medical Evacuation, various inconvenience covers and the accidental death or dismemberment of the traveler.
Income Protection Plan (Accident Annuity)
Pays a monthly benefit for a specified period of time to provide the beneficiary with a regular monthly income.
Voluntary Group Accident
Voluntary Group Accident Insurance is an excellent way for expense-conscious companies to make benefits available to their employees at no additional cost to the company. Employees pay 100% of the premium with the employer endorsing the plan and providing payroll deduction administration. The policy covers employees and their families annually 24 hours a day, 365 days per year worldwide.
School Group Personal Accident
Is designed to cover primary and secondary school students, supplementing a parent's insurance program or providing the school or school district with coverage when a student is involved in a serious accident at school.
Family Personal Accident Plan
Helps provide financial security to loved ones in the event of an accidental death or disability. This insurance provides comprehensive 24-hour annual coverage for losses due to death or disability resulting from an accident. Coverage is available on an individual or family basis.
Education Protection Plan
Pays a monthly benefit for a specified period of time to provide for the education of a child, or children, in the event of death or permanent disability of one or both of the parents.
Pays a lump sum benefit to the Insured if a serious injury or illness occurs while the policy is in effect. The benefit is paid to the Insured when the serious medical condition occurs and may be used as he or she wishes, providing cash for the extra expenses that develop.
Remittance Product (Accident Annuity)
Offers continuity of monthly income sent home by expatriates (Remitter), in the event of an accident resulting in loss of life, permanent total disability and dismemberment.
Hospital Cash Plan
Pays the insured a specific cash amount for each day he/she is hospitalized. Payments can be used for income replacement, funds to supplement medical expenses or extra cash for any other expenses. Benefits are usually payable for up to 365 days and may begin after a waiting period. Hospital Cash may be purchased independently or as part of a more extensive benefits package. Coverage may be available on an Accident only or Accident & Sickness basis.