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PLL Wellness Protect ®

Healthcare organizations’ daily operations involve a variety of environmental exposures including hazardous materials handling, facility management, as well as medical waste disposal which, if not properly addressed, may expose the organization to claims for environmental liability.

Fortunately, PLL Wellness Protect offered through Chartis provides a comprehensive insurance solution geared specifically to the unique environmental pollution risks faced by the healthcare industry.

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  • Coverage solution is tailored to the environmental risks that are faced by the healthcare sector:
  • USTs can be scheduled by endorsement to the policy. Unknown or phantom tanks are covered in the policy form.
  • Coverage is available for the Clean-Up of unknown Pollution Conditions.
  • The policy specifically addresses a variety of indoor air quality exposures including microbial matter (mould) and Legionella pneumophila.
  • Clean-Up Costs are now included for viruses or bacteria as required by the local health department or Center for Disease Control.
  • Microbial Matter (mould) is included in the definition of Pollution Condition. Coverage for clean-up, Bodily Injury and business interruption is included in the form.
  • Emergency Response Costs allow an Insured to quickly respond to a pollution condition that requires immediate action before they receive a written claim from a regulatory agency.
  • Coverage is offered for Waste Disposal Activities, including illicit abandonment of waste by third party transporter.
  • CrisisResponse® coverage may mitigate the impact of and expedite recovery from a loss arising from a crisis management event.
 

As a pioneer in the environmental insurance industry, we have handled tens of thousands of pollution claims for a wide range of industries and businesses of all sizes—from a single dry cleaning operation to a multinational chemical manufacturer—to some of the largest, most complex cleanup projects in history.

Drawing on this experience, our team of claims professionals is committed to effective and expeditious claim resolution. We also place great emphasis on helping policyholders control losses and contain costs through the use of clean-up contractors, litigation management, recovery and loss engineering resources.

Mail:
Casualty Claims Manager
Chartis
145 Wellington Street West
Toronto, Ontario M5J 1H8

Fax: (416) 596-4197
Email: newclaimsp&c@chartisinsurance.com