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Primary Casualty

Products provide liability protection for business owners and operators from a wide variety of industries including construction, energy and transportation.

We are leading underwriters of general casualty risks, providing primary general liability, lead umbrella, follow-form excess liability, sexual misconduct liability and law enforcement errors & omissions (E&O) insurance.

This group of products specifically tailors primary casualty, excess workers’ compensation, surety and risk financing programs for the needs of construction and transportation businesses, as well as commercial accounts and national accounts.


Commercial Automobile Liability Insurance provides flexible insurance for corporations, public entities and small businesses.

Construction Wrap-Up Programs offer a comprehensive array of core casualty coverages to protect against most types of construction risks and are designed to reduce costs versus traditional insurance programs.


Contractor’s Equipment Insurance is provided for equipment worth over $5,000 and a broad range of construction companies, from excavators and land clearers to steel erectors.

Contractors General Liability Insurance provide coverage for many types of contractors from commercial drywall contractors to electricians.


Construction Solutions for Small Commercial Contractors provides comprehensive and competitively priced primary casualty solutions for small and mid-sized contractors.

Primary Casualty Insurance for Energy Businesses is available for energy and energy-related businesses, including oil & gas/petrochemical, utilities/power generation, and chemical operations.


Railroad Protective Liability Insurance offers Liability coverage to Railroads for work being performed by Contractors on or within 50 feet of a Railroad.

The Sports Liability Insurance Program provides broad, tailored protection for youth and adult amateur athletic groups, including clubs, teams, leagues, sponsors, athletes, officials, coaches and volunteers.