Businesses have a duty of care to their customers and the general public. In today's increasingly litigious world, companies and other organisations are increasingly likely to find themselves held liable for accidents and events that cause injury to these third parties or damage to their property.
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Public and Products Liability
Public and products liability insurance protects businesses against the costs of compensating third parties if they suffer bodily injury or damage to their property and for which the business is responsible. This cover pays for the claimants' legal costs, the costs of defending the action as well as the cost of compensation to the third party.
This does not include employees, who are protected under Employers Liability Insurance, or incidents caused by motor vehicles which are not usually covered by this type of insurance.
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Overview
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Customer Profile
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All businesses are vulnerable to public and products liability claims. Globalisation and the growth in exports have further increased exposure for companies. Public and products liability programmes can cover international as well as local liabilities.
Why Choose Chartis?
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You can be sure that you have a dedicated partner in Chartis.
We are focused in answering your insurance needs today and anticipating tomorrow’s. We aim for each client relationship to be a true partnership and will take on your challenges as if they were our own. By meeting straightforward needs as well as solving complex issues, we make your confidence our number one priority.
Through our experience, geographic reach and broad product offering our insurance solutions ensure operational preparedness, minimising business interruption and allowing you to successfully navigate your way through challenges.
Chartis is a world leading property-casualty and general insurance organisation serving more than 40 million clients in over 160 countries and jurisdictions. With a 90-year history, one of the industry's most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence.
Chartis is the marketing name for the worldwide property-casualty and general insurance operations of Chartis Inc.