Financial Lines

In this area, Chartis member companies enjoy the position as world market leaders. Our policies provide protection for insured individuals from personal liability arising from performance of their professional duties.

Specifically designed to protect the assets of a company and its directors, managers and employees against the growing risk of personal claims brought about for any number of reasons, including wrongful termination, discrimination, harassment and maintenance of a hostile work environment.

Protection for businesses against the consequences of internal or external fraud, dishonesty, theft and third party forgery. Occupational assault cover is also available. Fraud is a significant risk to businesses. In some cases the amounts involved may be large enough to threaten the long term financial viability of a business.

E-Crime, from Chartis, provides you with immediate financial protection of your business assets from the consequences of criminal acts. Crime losses, whether inside or outside cyber space, can be disastrous. E-Crime protects your bottom line and reputation by providing cover for the value of lost electronic data, business interruption losses, direct financial losses following criminal acts, liabilities to third parties caused by the dishonest, fraudulent or criminal acts of employees, crisis communication expenses, investigative specialists and an emergency costs fund so that the insured can incur immediate IT consultant costs to remedy the situation.

With its Fidelity Insurance for Financial Institutions, Chartis provides compensation for financial loss sustained by the policyholder as a direct consequence of: embezzlement or forgery of a payment instrument, computer misuse or in the field of wire transfers, caused by one or more third parties without the knowledge or consent of employees. The cover also extends to the cost of restoring data and information a well as the cost of legal proceedings incurred in connection with an insured loss, following prior consultation with the insurer.

Financial protection against civil liability for investment advisory services, directors and officers liability insurance in respect of both the investment fund and investment manager; as well as crime cover against the dishonesty of employees and third parties.

Provides protection for the trustees, the employees, the employer company and the fund itself against claims brought for actual or alleged wrongful acts in relation to a plan. In addition to providing cover for settlement of an action, Pension Trustee Liability insurance also provides cover for the costs of defending the action - payable as they occur.

The professional services rendered by private equity companies are unique and require a streamlined insurance solution to cater for the various exposures facing the managers, employees, funds and PE company. Chartis brings you PE Protector: a comprehensive and effective solution in your language, based on many years of experience leading this market. PE Protector offers extended coverage for management and professional liability. In addition, we have included employment practices liability in the package.

In today's litigious environment, any professional, regardless of their business, bears the risk of not meeting their clients' expectations, which may lead to expensive and time consuming professional indemnity legal action. Specially tailored Professional Indemnity policies are available to address these risks for a wide range of professions.

Covers companies against securities claims arising from offerings of a company's securities. The policy can cover equity or debt issues, both initial and secondary. Cover is for the company and its directors, officers, employees and selling shareholders.