The AIG Companies foreign general insurance claim departments, which manage all of the AIG Companies business outside North America, employ 3,500 people who work in 85 countries. We receive 3 million claims worldwide per year.
The MEMSA (Middle East, Mediterranean & South Asia) division is one of the AIG Companies 14 divisions worldwide. In MEMSA, we have almost 300 claim professionals who work in 39 claim offices. These offices are located in 15 different countries that run from Malta in the west to Sri Lanka in the east.
Our claim departments in the MEMSA countries are one of the AIG Companies most important competitive advantages. Unlike their counterparts in competitor companies, our claim employees are specialists in claims and focus only on claims.
Another differentiating factor of our claim department is that we are directly involved in the management of our claims. While we depend on adjusters, surveyors, and attorneys to help us in investigating claims, we always make sure they follow our instructions and move each pending case toward a speedy resolution.
Our claim departments work to a set of strict service standards. Our goal is to confirm receipt of the claim within one working day. In motor claims we inspect the damage to the policyholder's car the next working day after the loss report. The AIG Companies financial strength allows us to make prompt payments to policyholders. In simpler cases, we strive to pay claims within 48 hours.
Our philosophy toward claims is summarized in the one motto we repeat to our claim employees every day: "the best claim is a closed claim". Solving our policyholders' problems quickly and fairly is the reason we are in business.