The COPS policy covers:
- Third-party bodily injury and property damage claims arising from a pollution release during covered operations;
- clean-up costs for pollution conditions arising out of covered operations;
- third-party bodily injury and property damage claims arising from the insured’s negligent acts, errors or omissions in the course of rendering professional services;
- contractual liability coverage for the actions of sub-contractors.
Additionally:
- Prior acts coverage may be available if the insured has been continuously covered on a claims-made basis;
- broad claims reporting provisions available for damage incurred during the policy period;
- E&O coverage is available on a claims-made and reported basis.