Direct Marketing
Direct marketing involves the targeted direct selling of uniquely designed and underwritten policies to individuals and households, often through partnership with sponsor organizations. Although DM is typically done through telemarketing, direct mail, over-the-counter sales or media advertising, it is increasingly tapping alternative channels.
Hospital Cash Insurance covers hospital stays caused by accident or illness. Hospital Cash provides an additional protection to help defray the costs typically not covered under major medical policies or the national health system. The customers may use the benefit payments for income replacement, to supplement medical expenses, or as extra cash for other expenses.
Home Content & Bill Protector is a unique insurance package designed for households. The product combines covers for loss, damage or theft of home content and payment of household bills in case of permanent or temporary disability.
Bank Card Protector is a modular package of financial losses coverage and accident coverage for debit or credit card holders. Banks can choose to bundle multiple lines of coverage into one policy.
Under AD&D we can offer a wide set of covers to create tailor made products with 24-hour protection for losses caused by an accident. Covered events include accidental death, dismemberment, partial invalidity, permanent total disability, permanent invalidity or temporary total disability.