General Liability

The Education Program offers expansive coverage options for educational institutions, including private primary schools (pre K - 12), charter schools, and colleges and universities.

The Human Services Program combines numerous vital coverages in one comprehensive package for a wide range of human service organizations such as adoption agencies, outreach programs and mental health service providers.

Liquor Legal Liability Insurance covers a wide range of classes including bars, bowling alleys, caterers, country clubs and special events.

Railroad Protective Liability Insurance offers Liability coverage to Railroads for work being performed by Contractors on or within 50 feet of a Railroad.

The Sports Liability Insurance Program provides broad, tailored protection for youth and adult amateur athletic groups, including clubs, teams, leagues, sponsors, athletes, officials, coaches and volunteers.