Accident Insurance

We offer a wide range of accident and health coverages that can be customized to meet your unique needs, virtually anywhere in the world.  Through our International Accident and Health Division, we tailor products to serve individuals, families, older adults, students, travelers and professionals in over 160 countries and jurisdictions.

Our market-leading solutions include coverage for personal accident, travel and supplemental health exposures, as well as innovative products that provide financial protection for critical illnesses, certain types of cancer, leisure and business travel, and elder care.

• Travel Insurance - Covers your basic or supplemental accident and health costs (including accidental death and dismemberment, sickness while abroad and related medical expenses).  Coverage can be tailored for duration (from annual policies covering all trips made during the year to coverage for a single trip, or a 24-hour period within a trip), as well as for mode of transportation.

• Travel Assistance Services - Addresses travel-related challenges, such as obtaining a new passport, language translation needs, doctor or dentist referral services, emergency medical evacuation and repatriation of remains.

• Supplemental Health Insurance - Covers specific health conditions or hospital stays.  Supplemental health is not major medical insurance, but additional protection to help defray the costs typically not covered under major medical policies. You may use the benefit payments for income replacement, to supplement medical expenses, or as extra cash for other expenses.

The International Accident and Health Division:
• Is a recognized leader in accident and health insurance programs
• Provides flexible, custom-tailored products and services for diverse client needs
• Offers coverage options available on a 24-hour basis for specified short intervals or for specific activities
• Offers proprietary insurance and non-insurance solutions  

Products and services are available through a variety of channels in over 160 countries and jurisdictions, including:
 
• Travel Agents
• Insurance agents and brokers
• e-Commerce portals
• Airline partners
• Credit card service providers and banks
• Direct Marketing, including direct mail, telemarketing and media advertising.
• Employers/workplace

We serve a wide range of customers, including individuals, families, expatriates, professionals and students worldwide.

Our approach to client relationships is hands-on and individual-focused. From rapid claims processing to responsive support, we provide you with an unsurpassed level of security and service around the globe