Group Injury & Sickness Insurance

You can select various cover options against a range of Events including:

• Injury resulting in Death, Permanent Total Disablement and specified Permanent Total Loss

• Weekly Injury Benefit for Injury resulting in Temporary Partial Disablement or Temporary Total Disablement

• Weekly Sickness Benefit, for Sickness causing Temporary Partial or Total Disablement

Depending on your requirements you can tailor your policy with the following additional benefits including:

• Rehabilitation Expenses

• Escalation of Claim Benefit

• Spouse and Dependant Children Benefit

• Home Renovation Benefit

• Accidental H.I.V Infection Benefit

Product PDS

You should read and consider the Product Disclosure Statement (PDS) before deciding whether to acquire any product mentioned here.

Contact your local branch for a quote today

Melbourne: Level 12, 717 Bourke Street, Docklands, VIC 3004   (03) 9522 4000
Sydney: Level 19, 2 Park Street, Sydney, NSW 2000                (02) 9240 1711
Brisbane: Level 32, 10 Eagle Street, Brisbane, QLD 4000          (07) 3220 0700
Perth: 77 St George’s Terrace, Perth, WA 5000                        (08) 9421 3300

So we can tailor the perfect injury & sickness solution for you and your employees please make sure you have the following information on hand.

• Name

• ABN

• Address

• Additional information may be required

This website is a brief summary only and may contain general advice. Full details of the benefits, terms and conditions and exclusions that may apply are specified in the Product Disclosure Statement (PDS) and Policy Wording. You should read the PDS to ensure that the cover provided meets your personal needs and objectives.

This Policy does not apply to any Event arising directly or indirectly out of:

1. War, civil war, invasion, insurrection, revolution, use of military power or usurpation of government or military power.

2. The intentional uses of military force to intercept, prevent, or mitigate any known or suspected Terrorist Act.

3. Any Terrorist Act.

4. The Insured Person engaging in any aerial activity, except as a passenger and not as a pilot or crew member in any aircraft licensed to carry passengers.

5. Intentional self-injury, suicide, or criminal or illegal act of the Insured Person who is the subject of the claim.

6. Pregnancy, childbirth or miscarriage.

7. Sexually transmitted disease, or Acquired Immune Deficiency Syndrome (A.I.D.S.) disease or Human Immunodeficiency Virus (H.I.V.) infection. This Exclusion does not apply to Accidental H.I.V. Infection as described under Special Provisions – Additional Benefits 5. Accidental H.I.V. Infection Benefit.

8. Training for or participating as a professional in any sport.

9. Racing in or on any motor powered device.

10. Radioactive contamination or radioactivity in any form whatsoever whether occurring naturally or otherwise.

Injury Compensation Table

This insurance does not provide weekly benefits for loss of income. The payment is a one off lump sum paid into your account once the injury has been verified and is paid on top of any benefits paid out by Workers Compensation, Medicare, superannuation, private health insurance or third party insurance payouts that you may be entitled to. Please review our basic table of compensation for each type of injury.

The Compensation for each Event is payable as a percentage of the Capital Sum Insured.

Product PDS

You should read and consider the Product Disclosure Statement (PDS) before deciding whether to acquire any product mentioned here.

Contact your local branch for a quote today

Melbourne: Level 12, 717 Bourke Street, Docklands, VIC 3004   (03) 9522 4000
Sydney: Level 19, 2 Park Street, Sydney, NSW 2000                (02) 9240 1711
Brisbane: Level 32, 10 Eagle Street, Brisbane, QLD 4000          (07) 3220 0700
Perth: Level 11, 108 St George’s Terrace, Perth, WA 5000         (08) 9421 3300

So we can tailor the perfect injury & sickness solution for you and your employees please make sure you have the following information on hand.

• Name

• ABN

• Address

• Additional information may be required