- Additional Rebuilding Cost - All costs to rebuild your home and other structures at the insured location are covered. Your home is rebuilt even if the costs are more than the sum insured.
- Home Appraisal - We undertake a professional building valuation of your home free of charge. This ensures your home is adequately covered and avoids you being underinsured.
- Cash Settlement Option - You have the option to receive a cash settlement in lieu of replacing your lost or damaged property.
- Flood Coverage - We provide cover for your home and contents due to flood damage.
- Worldwide Contents Coverage - We can provide worldwide coverage for your personal property - including contents in storage and transit. Your contents are covered anywhere, so that you do not have to worry about any restrictions on losses away from your home.
- Jewellery Limit Under Contents - Substantial worldwide jewellery coverage without you having to specify anything. We cover your jewellery up to $50,000 per loss with a limit of $25,000 per item.
- Damage Caused by Pets - Protection for your possessions against damage caused by pets – including your own.
You should consider the Product Disclosure Statement in deciding whether to acquire or to continue to hold the PCG product as well as obtaining advice from your Insurance Intermediary.