| Products | Cover | Markets |
|---|
| Accountants Professional Liability | Primary and Excess professional indemnity Insurance on a Civil Liability Basis. Cover for Fidelity, Loss of documents, Damages awarded by ombudsman, ODL cover provided to extent of accountancy activities, Worldwide Territorial Limits, Defence costs in addition to Policy limit. | Accountants & Accountancy Firms. |
| IT Consultants Professional Liability | Primary and Excess Layer Protection against claims in respect of breach of duty including, Negligent Act, Error or Omission, Misstatement, Misrepresentation, Breach of Confidentiality. Infringement of Intellectual Property Rights, dishonest or malicious acts by employees, Loss of Documents. | IT Consultants, Telecommunications Consultants, Software developers etc. |
| Bailiffs Professional Liability | Primary and excess cover for errors and omissions, libel and slander including defamation, loss of documents, property conversion, dishonesty of employees, breach of warranty of authority, compensation for court attendance, Trespass, Wrongful Arrest and Unintentional Infringement of Intellectual Property Rights. | All Bailiffs, Debt Collection Agencies of Private Investigators. |
| Insurance Brokers Professional Liability | Primary & Excess cover for Civil Liability, Dishonesty of Employees including directors & partners, loss of documents, damages awarded by ombudsman and compensation for court attendance. | Insurance Broker / Intermediary |
| Management Consultants | Primary & Excess Professional Liability cover for breach of duty of care including errors and omissions, dishonesty of employees, unintentional infringement of Intellectual Property Rights, loss of documents & Defamation. Defence costs in addition to Policy Limits and excess not applicable to defence costs. | Management Consultancy Firms |
| Media Industry Professional Liability | Primary & Excess Professional Liability cover, errors an omissions, including libel & slander, Defamation, Unintentional Infringement of Intellectual property rights, Defence Costs in addition to Policy Limits and excess not applicable to defence costs. | A range of Marketing & Media Businesses including Broadcasters, advertising agents, Public Relation consultants, Direct Marketing & Marketing Consultants. |
| Employment / Recruitment Agents | Primary & Excess Layer Protection Any Employment / Recruitment Firm. Professional Liability For breach of duty of care including : negligent act, error, omission, misstatement and breach of confidentiality. Defamation, dishonesty of employees, will consider vicarious liability of temporary placements. Defence costs in addition to policy limit and excess not applicable to defence costs. | Any Employment/ Recruitment Firm. |
| Further Education Establishments | Cover Includes Breach of duty of care, dishonesty of employees, unintentional infringement of Intellectual property rights, defamation and loss of documents. Primary & Excess cover provided. | Any University or college of Further Education. |
| Solicitors Professional Liability | Primary & Excess cover for Civil Liability. Complies with Law Society’s minimum insurance cover requirements. Defence Costs in addition to the Policy Limit and excess not applicable to defence costs. | Any Solicitor & Solicitor Firms |
| Specified Professions Professional Liability | Primary & Excess Layer Professional Liability, errors and omissions. AOC & AGG Limits considered. Dishonesty of Employees, Defamation, Unintentional Infringement of Intellectual Property Rights. | Most professional or quasi professional individuals / firms including Arbitrators, Conference Organisers, Translators, Loss Adjusters etc. |