Staff Benefits

Benefits to employers

At a time when there is increasing pressure to retain loyal staff and reduce costs, employers have to go the extra mile to win employee loyalty and maintain productivity. And with the increasing realisation that the State cannot provide financial support in the event of ill health, there is a growing burden on companies to provide their employees with this support, resulting in higher costs for employers.

Chartis offers businesses and organisations a range of staff benefit products, at no cost to the employer. Through Benefits, a flexible and valued voluntary benefits programme, staff are given the choice of a wide range of health care solutions. Unlike traditional benefits packages, Benefits offers individual employee briefings lasting 5-10 minutes at the place of work. And with premiums deducted through the company payroll or by direct debit and Chartis managing the full claims process from beginning to end, there is a minimal impact on the company.

Benefits to staff

For busy individuals, it can be time-consuming and difficult to find suitable health and financial protection. And often, the costs of protection outweigh the benefits.

Benefits provides employees with easy and quick access to the health and finance services they need, when they need them, effectively speeding up the process of getting employees back to work, unburdened by financial worries. Each benefit plan is specifically designed to be extremely cost-effective for employees, providing substantial cover at very low premiums - starting as low as €2.20 per month. Employees can also be confident that they are protected by a financially solid insurance provider who is approved by their employer.

Why use Chartis?

Chartis was one of the first companies to introduce voluntary accident and health insurance plans in Ireland and has worked successfully for many years with a wide range of employers.

Our comprehensive benefits plans have been tailor-made to provide employees of companies and organisations in Ireland with accident and health cover at a low cost to employees and no cost to the employer. And because the Benefits package is presented at the place of work, employees can access accident and health cover easily and conveniently. The one-to-one briefing also allows employees to raise any queries they have about the cover and receive answers immediately.

Products on offer

We provide financial protection and peace of mind in the event of illness or accident for both employees and their family. Premiums are tailored to the employee's requirements and are suitable to most financial capabilities and circumstances. The benefit plans are entirely flexible, giving the option of adding to existing benefit packages. Each premium is conveniently deducted through Direct Debit with minimal administration for either employer or employee.

Personal Accident Plan
Accidents happen at any time and employees are particularly vulnerable outside the workplace. Personal Accident protects employees against the financial consequences of accidental injury or death by providing tax-free payments - at no cost to the employer. The plan is available to all employees under the age of 70 and premiums are collected by direct debit. Depending on the level of cover chosen, the plan will pay up to €650,000 - entirely tax-free.

Cancer Insurance Plan
The Cancer Insurance Plan provides valuable cash benefits in the event of a diagnosis of a wide range of cancers. The Cancer Insurance Plan provides immediate cash payment on diagnosis and pays up to €64,000 tax-free with no restrictions on how the money is used. The programme is available to staff aged 18-65 and premiums are collected by direct debit.

PositiveCare
PositiveCare provides valuable cash benefits in the event of diagnosis of female and male gender specific cancers. PositiveCare provides immediate cash payment on diagnosis and pays up to €64,000 tax-free with no restrictions on how the money is used. The programme is available to staff aged 18-74 and premiums are collected by direct debit.

Serious Illness Support Plan
The Serious Illness support plan provides valuable cash benefits in the event of a major illness. The plan covers 15 major illnesses. The standard plan provides a cash benefit of up to € 30,000 for serious illness, with an option to buy a double cover benefits of up to € 60,000.

Helping employers
We can help you get the most out of your voluntary staff benefits scheme by:

- handling the administration from start to finish, with specially trained advisers assisting companies with face-to-face staff briefings
- providing all literature and presentation material 
- managing paperwork
- handling of claims
- providing a telephone enquiry service