Liability Insurance

Financial protection for claims made against the policyholder by third parties, for damages allegedly caused by the insured company or its employees

Increasing public concerns for pollution issues, constantly changing and newly emerging regulations, an ever-growing list of potentially hazardous materials and unexpected catastrophes leave companies not only facing liability for clean-up costs but also for bodily injury and damage caused to other people’s property.Chartis Georgia’s Pollution Legal Liability product helps companies protect themselves against these risks by providing insurance policies designed for the pollution insurance needs of a specific site.

Food and drink, cosmetics, pharmaceuticals and tobacco products are susceptible to contamination, both accidental and by deliberate interference through malice or for political or financial gain. Such incidents are increasingly common and, when they occur, attract media interest with potentially disastrous impact on the public's confidence in the affected product. Considerable costs can be incurred in both recalling and replacing the damaged product and in rebuilding public confidence.