Lifeline Plus - Group Personal Accident & Travel
Lifeline Plus - My Lifeline
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Claims information for businesses and their insured employees under a Lifeline Plus Group Personal Accident & Travel Policy.
Making a Claim >
Personal Accident Cover
Lifeline Plus makes cash payments if insured employees are killed or lose limbs or eyes or are totally or partially disabled by an accident covered by the policy. It also offers a recovery support programme. You choose whether the cover is 24/7 worldwide or restricted to occupational accidents.
We do two things after an injury:
- Pay what we promised
- Your client can choose the amount we will pay after an injury when they take out or amend the policy. We pay the amount selected.
We've also thought about the potential impacts of an injury and built in extra benefits to address them:- Hospitalisation – we’ll pay £50 for each day that an injured person spends as an in-patient in hospital, for up to 365 days
- Unconsciousness – we’ll also pay £50 for each day a person remains unconscious after an injury, for up to 730 days
- Visiting costs – we’ll pay up to £2,500 towards the costs of transport to visit an injured person in a hospital that is more than 10 miles from where the injured person lives
- If an insured person dies in an accident, we’ll increase the amount we pay by 5% for each of their dependant children – up to a maximum increase of 25% but with a minimum extra payment of £5,000 per child
- If the same accident kills an insured person and their partner and they have surviving dependants, we’ll double the amount we promised to pay
Sample Table of Benefits >
- Helping people back to work
- A health case manager is available to assess an injured person's requirements and help manage their recovery. And, we can sign-post treatment, advising how it can be accessed quickly and conveniently.
We'll pay up to 5% of the promised amount for permanent disablement (up to a maximum of £10,000 in total) for in-home domestic and chaffeur services.
We will assess injured people who cannot continue in their previous role and where someone is permanently disabled or has lost a limb or an eye we’ll pay up to £15,000 towards the reasonable costs of re-training.
Please note, for a full description of the exclusions and cover limitations for personal accident cover, please read the policy document.