Lifeline Plus - Group Personal Accident & Travel
-
Our broker Extra web app took out the Mobile Innovation in Action Award at the recent Insurance Times' Technology in Insurance Awards. It offers instant quote and bind facilities for Group PA/Travel and Excess Liability cover - a first for any commercial insurer.
-
Claims information for businesses and their insured employees under a Lifeline Plus Group Personal Accident & Travel Policy.
Making a Claim >
Lifeline Plus RapidQuote
Covers employees against
accidental injuries whilst working or during leisure time and/or
incidents that happen whilst travelling on business - although cover is automatically extended to include leisure travel for directors, their partners and children
Available online , or via a smartphone, using our Extra quotation and policy administration facility.
Market
Suitable for
businesses set up as either a corporation or a limited liability partnership - it is not available to sole traders
businesses with more than one personal accident or business-travel related claim in the last 3 years*
(* the claim must not have been more than 75% of the premiums paid during those 3 years)
Businesses not able to purchase RapidQuote
Airlines
Charities or aid relief
Construction: building, roofing, scaffolding, steeplejacks
Entertainment: actors, musicians, singers
Emergency services: ambulance, fire, search and rescue
Media: journalists, radio and television presenters
Shipping: dockworkers, ship crews
Skip and crane hire
Professional and semi-professional sports
Transport: haulage, bus, coach. Courier service, taxi
Window cleaners
Feaures & Benefits
Simple to buy with pre-set benefits
RapidQuote is a simple product with fixed benefits. We cannot add endorsements or amend the benefits in any way as we would be unable to retain our competitive pricing or offer RapidQuote using smartphone technology.
If RapidQuote does not meet a client’s needs we are happy to provide a bespoke quote using our Lifeline Plus product.
Wider cover
The Travel section covers business travellers up to the age of 75 and does not exclude pre-existing medical conditions provided the insured person’s doctor has said they are fit to travel, before they go. There is no war exclusion under the policy.
Cover
Restrictions on cover
RapidQuote does not cover employees who are resident abroad, trips of more than 31 days, or any trips to Afghanistan, Chechnya, Somailia or North Korea.