Motor Fleets

Claims

Motor Fleet

An organisation’s fleet of work-use motor vehicles represents a significant investment in capital and management time. It also represents a sizable proportion of the risk the company carries. Driving is officially the most dangerous work activity undertaken in the UK and accounts for an estimated 30% of all serious or fatal injuries on our roads.

The implications to businesses from fleet incidents reach far deeper even than human tragedy.  From missed deliveries and unproductive downtime, through to replacement staffing and the high costs and delays associated with repairs, the eventual costs of even a minor accident can escalate.

Motor fleet insurance provides essential cover for the business by insuring against damage to the fleet or third party vehicles and property and any injured third parties.

However insurance goes only so far and there’s much that the business can do to manage their vehicle fleets better to reduce their own operational and insurance costs. Our approach is to assist our clients by providing tools that experience shows are key components of effective risk management programmes. Whether you are looking to reduce current high accident and loss rates or complement an existing risk reduction programme that is achieving results, Chartis can help.

Market

UK based companies seeking fleet motor insurance.

Features & Benefits

Cover

  • In conjunction with your insurance broker, Chartis can tailor a fleet insurance solution right for your organisation’s needs. Typically this will include cover for the fleet’s vehicles and associated contents, plus third party property and injury cover.

    Clients can also access risk management services, from fleet assessments and management reports to structured risk reduction programmes depending upon the need. Our Driver Profiler tool, for example, is automatically offered and is designed to help people who drive for work stay safe – and assist managers with managing the risks within the fleet.
Chartis Offerings