Navigator - Real Estate

• All Risks cover for Material Damage to real estate and movable property such as Buildings, Machinery and equipment, Stock and others as a result of a covered peril;
• Machinery Breakdown (to steam boilers, elevators, escalators, air-conditioning units, generators, etc.);
• Electronic Equipment Insurance (for computers, servers, UPS, etc.);
• Terrorism;
• Third Party Liability, including Employers Liability;
• Finishing and fitting out construction works;
• Cover for Loss of Rent, including in case of cancellation of a contract by a tenant, as a result of a covered insurance event (Business Interruption);
• Automatic sum insured reinstatement following a loss;
• Automatic waiver of subrogation rights against tenants, facilities management companies or owners;
• Automatic cover for newly acquired property and improvements;
• Applicable wording fully compliant with the requirements of Bulgarian and international financing institutions; 

Chartis engineers have a long-standing experience in many industries such as cement, airports, shopping malls, business centres and various other businesses. Site inspections are an integral part of our property insurance services. At Chartis Europe S.A. (Bulgaria Branch) we believe our engineering services add value to our overall insurance proposition in helping our clients to prevent damage to their assets and a subsequent interruption to the business. Our engineers will issue a set of recommendations based on best world practices for the industry combined with the extensive local experience. The recommendations are extremely useful for clients to incorporate into their risk management programs or any prevention measures they may have. They represent the final product of our survey and are valued as a free third party assessment of the risk identifying potential hazardous areas.

As our aim is to provide the best claim handling in case of a loss we kindly ask you to report the claim without a delay, immediately after discovery.  You can do that by filling out the attached Claim Notification form and send it back to Chartis Europe S.A. (Bulgaria Branch), Municipality – Izgrev District,  Iztok, 3A Nikolay Haytov Street, Building 8, Floor 4 Sofia 1113, Bulgaria, or email it to our email address: claims.chartis.bg@chartisinsurance.com

In case of a severe damage causing parts of the business standing still, please call us immediately at +359 2 930 93 59 or +359 2 930 93 30 for further instructions.

For updates on the claim handling process or other claim related questions you can contact  our Claims Department at +359 2 930 93 59 or +359 2 930 93 30 or claims.chartis.bg@chartisinsurance.com

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