Package and Combined

For many types of business a commercial combined policy may provide a good all round insurance solution. These types of policies combine a range of essential covers to provide the business with affordable but comprehensive cover.

These include:

• “All risks” material damage, protecting the premises and contents

• Money and personal assault

• Business interruption (covers the profits lost because of a event covered by material damage)

• Employer’s liability

• Public & Products liability

• Employee dishonesty
  

The insured limits for some of the sections can be varied according to the size and needs of the business being insured. Also, variants of the cover for distinct business types (like restaurants for example) include specialised covers like ‘loss of liquor licence’ that are appropriate to their activities.

Chartis commercial combined policies contain all of the standard insurances, but in addition our customers benefit from a range of extra covers and services that other insurers may not provide. These are designed to help our customers reduce their risks of having to claim or broaden the cover protecting them.