Private Client Home & Contents Programme
Claims
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Your home isn’t just any residence. It is a special place that reflects your individuality, your lifestyle preferences and passion. At Chartis, we understand that no two homes are alike and because of these fine distinctions we’ve built a Home and Contents programme that addresses the unique needs of high value homes.
Advantages of our Home & Contents Programme
| Comprehensive buildings cover | Our cover provides maximum protection for exceptional homes, specifically designed to address the uniqueness of your dwelling or the valuables so carefully chosen within. |
Contents cover | Your contents are automatically covered for up to 50% of your buildings sum insured to prevent underinsurance and to allow you peace of mind. |
All risk cover | Our protection against property damage and loss is one of the highest in the industry, so you can rely on comprehensive insurance and few restrictions. |
Newly acquired items | New acquisitions are immediately covered at the time of purchase conveniently allowing you up to 90 days to add the item to your policy (up to 25% of the contents limit). |
Worldwide cover | The precious contents you’ve acquired are protected wherever they are in the world. |
Extended rebuilding cost | In the majority of cases, if the unexpected should happen and your home is damaged, Private Client Group will pay to have your home rebuilt or repaired to its original state and beauty — even if the costs exceed your policy limits. |
Alternative accommodation | If your home cannot be occupied due to a covered loss, Private Client Group will cover reasonable costs for alternative accommodation, within your usual living expenses for up to 3 years. This allows you to maintain a comparable standard of living, without further interruption. Your loss of income if the home is rented will also be reimbursed. |
Worldwide personal liability | Our policies provide generous limits of personal liability cover. |