Private Client Motor Programme
Claims
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The claims operation that underpins every Chartis insurance policy is one of our greatest strengths.
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At Chartis, we understand the success necessary to attain the finest craftsmanship on wheels—and our Private Client Group shares your passion for keeping it protected. We can design an elegant but powerful insurance plan around your driven lifestyle, so you can focus on the road ahead.
Advantages of our Motor Programme
| Comprehensive cover | We have an appreciation for your unique needs, and know that your lifestyle demands comprehensive cover for your vehicle anywhere within the territorial limits. |
Agreed value | Once the value of your vehicle is determined, we realise that you expect nothing less at the time of your claim. In fact, if a total loss occurs, we make certain that no adjustments are made for market depreciation. As you would expect, this does not apply to classic cars. |
New car replacement | If your new vehicle is damaged beyond repair or stolen within two years of its purchase, we offer you choice and flexibility. You can opt to receive agreed value, replace it with a vehicle of the same year, make and model; or receive a new vehicle of the same make and like model (provided you or your family member are the first registered owner of the vehicle). |
Hire vehicle provision | To simplify your life and ease your claims experience, we will cover the cost of a temporary car of similar specifications while your vehicle is being repaired or until your theft claim is fully resolved up to £5,000 per occurrence. |
Rental vehicle cover | We’ve designed exclusive benefits that respond to your needs. We cover as an insured vehicle any motor vehicle that is rented by you or your spouse. This protection is provided up to 90 days anywhere in the territorial limits and is in excess of any other collectable primary insurance. |
Choose your own repairer | Know that your repairs are in good hands. When your car needs repairing, you can choose your own repairer or one of the companies on our recommended repairer list. |
Original manufacturers’ parts | You can rely on the highest standards of quality. If repairs must be made, original manufacturers’ parts will be used wherever possible. |
No claim bonus | If your vehicle sustains damage or loss which is covered under the policy and we do not consider you to be at fault, it will not affect your no claims discount rating. |
Collector vehicles | Whether you own a single collector car or a multi-million priced collection, you can benefit from exceptional cover and service. In addition, we can work closely with you to proactively address any exposures that may threaten the value of your collection. Minimise cover gaps and administrative hassles by packaging collector and regular-use automobiles on the same policy. |
Appraiser and restoration referrals | Take advantage of our network of specialists — including appraisers, car transport companies and vintage vehicle restorers—to help maintain the value of your collection. |
Risk assessments |
Is there a disaster plan in place at your storage facility? We can provide a comprehensive vulnerability assessment to identify factors that could threaten your vehicles and recommend steps you can take to safeguard them. |
Transit and storage consultation | We can advise on the proper design and maintenance of your storage facility as well as use state-of-the-art technology to detect potential hazards. We also can counsel you on the best methods to move your collection from one location to another. |