Private Client Group - Home, Contents & Collections

• Home, Contents and Collections ‘All risks’ cover at home and in most countries around the world
• Additional residences covered under one policy
• Contents automatically covered; specialist cover available for fine art and jewellery

• ‘All risks’ cover at home and in most countries around the world

• Guaranteed building costs: we rebuild your client’s home to its original condition wherever possible, whatever the cost (excludes Grade 1 listed buildings)

• Additional residences covered under one policy: second homes, holiday homes, overseas homes and, in some cases, let properties 

• Contents automatically covered: up to 50% of the main building sum insured 

• Specialist covers for fine art and jewellery with an unspecified single article limit of £20,000 as standard

• £10 million Employers and Public Liability and £100,000 legal expenses

• Kidnap and ransom cover automatically included

Travel insurance

Multi-trip travel insurance is automatically included in the Home, Contents and Collections policy for everyone living at the main residence aged up to 76 years.

• Worldwide cover, up to 90 days per trip, except for Afghanistan, Cuba, Liberia and Sudan

• Winter sports included

• Trip cancellation/curtailment up to £20,000 per person

• Medical expenses up to £20 million