Private Client Group - On the Water

• Damage to hull and machinery of your yacht, including the hull, machinery, fixtures, fittings, contents and all other items used in the navigation of the vessel, including its designated tenders and personal watercraft
• Damages an insured person is legally obligated to pay for bodily injury or property damage arising from the ownership, operation, maintenance or use of the yacht
• Worldwide cover with few exceptions
• Statutory employers liability cover (including Protection and Indemnity cover) included as standard on UK registered yachts)

• Worldwide cover with few exceptions
• Statutory employers liability cover (including Protection and Indemnity cover) included as standard on UK registered yachts
• Engine breakdown cover usually automatically included 
• Loss of charter hire we will pay the amount shown in the schedule if the vessel is damaged and unable to fulfil a pre-booked charter
• Precautionary measures cover for the cost of  moving a  yacht to a place of safety if it is under threat form windstorm, tidal surge or fire 
• Newly acquired yachts  automatic cover for up to 30 days for any yacht acquired  (for both Hull and P&I cover)
• Substitute yacht if the vessel is damaged and cannot be used we will pay for the charter of a replacement vessel for up to seven days
• Temporary removal and storage cover for masts, spars, sails, equipment, tenders, personal watercraft, outbound motors and contents to safeguard them against physical loss or damage while in temporary storage on land, including while in transit to or from the yacht
• Property cover included for items such as tenders, fine art, personal property and furnishings at separate lower deductibles

Optional covers

• High limits if your clients need high hull values or Protection and Indemnity limits, we can provide tailored cover to meet their needs

• Crew medical and personal accident cover available if required