Small to Medium Enterprise Solutions
for UK Businesses

Chartis insures many of the UK's small and medium sized businesses. We understand the needs of SMEs, so our products can address the real risks these businesses face day by day.
Ask your broker about whether Chartis insurance policies might provide the additional protection your business needs.
Package and combined policies
We offer a comprehensive combined insurance policy that’s loaded with covers and services that other, similar policies may not include. These are designed to deepen the protection provided, as well as helping our customers recover faster in the event of an insured event. Specific policies are avaialble to suit many types of activities in this segment, like manufacturing, retail, office operations, leisure, wholesalers and schools and charities. .
Management Liability
PrivateEdge is a directors & officers liability product designed to meet the specific management liability needs of smaller operations, like private companies, partnerships and not-for-profit organisations. Beyond this, PrivateEdge can be extended with modules that address the company's employment practices, pension trustee and crime liabilities. These are backed up by additional benefits like a reference library on employment law and a legal helpine designed to provide additional support to smaller operations that may not have significant in-house human resources teams. .
Excess Liability
Excess liability provides additional protection against major incidents that could exhaust your primary insurance protection.
Professional Indemnity
Chartis has the appetite, experience and commitment to provide a professional indemnity solution for the sole practitioner to the multi-national multi-disciplinary practice.
Environmental Impairment
Many UK busineses remain unaware that EU regulations now effective in all parts of the UK includes new concepts to make businesses that cause environmental damage responsible for the full consequences.
The environmental authorities can demand action. (In an emergency they can even do emergency work themselves and recover the costs from the business later.) The authorities can force Primary remediation, making the company clean up the pollution and restore the environment to its original condition; or if it is not possible to complete the primary remediation, the company could be forced to make ‘complementary’ remediation by providing a similar level of natural resources at an alternative site.
And the company can even be forced to make compensatory remediation improvements at the original or alternative site for the interim losses the environment has suffered.
Why not try our online Environmental Insurance Programme, which explains these exposures in full?
Our EnviroPro product is designed to cover your company for the costs of these, plus defence, assessment and loss mitigation costs.