Small to Medium Enterprise Solutions
for UK Businesses

Why use an Insurance Broker?
  • Contact Us

    • The Chartis Building
      58 Fenchurch Street ,
      London EC3M 4AB

      Tel: 020 7954 7000

      Fax: 020 7954 7001

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Featured Products

Chartis insures many of the UK's small and medium sized businesses. We understand the needs of SMEs, so our products can address the real risks these businesses face day by day.

Ask your broker about whether Chartis insurance policies might provide the additional protection your business needs.

Browse our SME solutions

Package and combined policies

We offer a comprehensive combined insurance policy that’s loaded with covers and services that other, similar policies may not include. These are designed to deepen the protection provided, as well as helping our customers recover faster in the event of an insured event.  Specific policies are avaialble to suit many types of activities in this segment, like manufacturing, retail, office operations, leisure, wholesalers and schools and charities. . 

Management Liability 

PrivateEdge is a directors & officers liability product designed to meet the specific management liability needs of smaller operations, like private companies, partnerships and not-for-profit organisations. Beyond this, PrivateEdge can be extended with modules that address the company's employment practices, pension trustee and crime liabilities. These are backed up by additional benefits like a reference library on employment law and a legal helpine designed to provide additional support to smaller operations that may not have significant in-house human resources teams. . 

Excess Liability 

Excess liability provides additional protection against major incidents that could exhaust your primary insurance protection. 

Professional Indemnity

Chartis has the appetite, experience and commitment to provide a professional indemnity solution for the sole practitioner to the multi-national multi-disciplinary practice. 

Environmental Impairment 

Many UK busineses remain unaware that EU regulations now effective in all parts of the UK includes new concepts to make businesses that cause environmental damage responsible for the full consequences.

The environmental authorities can demand action. (In an emergency they can even do emergency work themselves and recover the costs from the business later.) The authorities can force Primary remediation, making the company clean up the pollution and restore the environment to its original condition; or if it is not possible to complete the primary remediation, the company could be forced to make ‘complementary’ remediation by providing a similar level of natural resources at an alternative site.

And the company can even be forced to make compensatory remediation improvements at the original or alternative site for the interim losses the environment has suffered.

Why not try our online Environmental Insurance Programme, which explains these exposures in full?

Our EnviroPro product is designed to cover your company for the costs of these, plus defence, assessment and loss mitigation costs.

Accident and Health

Business Travel and Personal Accident Insurance

Group personal accident and travel insurance that contains a wide range of cover, is simple to buy and delivers the promised benefits effectively.

Environmental Impairment

Overview

Environmental Insurance for both first and third party losses resulting from gradual as well as sudden and accidental environmental damage.

Financial Lines

Crime Insurance

Combat fraud with comprehensive crime cover that addresses employee fraud, dishonesty and fraudulent acts committed by third parties.

Cyber Liability

CyberEdge, our cyber liability product covers the obvious and less obvious risks facing businesses that deal with electronic information.

Directors & Officers Liability Insurance

Protection for claims against directors, officers and senior employees for actual and alleged breach of duty, neglect, misstatements, errors and omissions.

Employment Practices Liability Insurance

Specific cover for employment practices liabilities incurred by the company or organisation, employed individuals or directors.

Pension Trustee Liability Insurance

Provides protection for the trustees, the employees, the employer company and the fund itself against claims brought for actual or alleged wrongful acts in relation to a plan.

Professional Liability

Chartis has the appetite, experience and commitment to provide a professional indemnity solution for the sole practitioner to the multi-national multi-disciplinary practice.

Liabilities

Public & Products Liability

Public and products liability are essential insurance covers for UK businesses.

Loss Control

Liabilities Loss Control & Prevention

Our liability policyholders are supported by a broad range of loss prevention and risk management tools and programmes.

Marine

Marine Insurance

Customised cargo transportation products and services delivered worldwide for importers, exporters, manufacturers, logistics operators, large infrastructure operations or for multinationals seeking tailored solutions that may be location specific or part of a worldwide programme.

Package and Combined

Package & Commercial Combined insurance

Comprehensive policies that include ‘All Risks’ on Material Damage, and Business Interruption, Employers’ and Public / Products Liability covers, along with value-added services, like ‘Instant Office’ disaster recovery, Rehabilitation for injured employees and online Health & Safety training.

Prevention

Equipment Breakdown cover

Covers repair costs, replacement costs and loss of profits caused by a breakdown equipment breakdown.

Inclusive Crisis Containment

In the event of an insured crisis, professional crisis communications consultancy, advice and coaching.

Instant Office

Helps your business resume critical functions immediately after a disaster, e.g. producing invoices or reassuring staff, customers and potential customers.

Medical & Vocational Rehabilitation

Our professional employee base of registered nurses, physiotherapists, occupational therapists, occupational health advisors, occupational health technicians, vocational consultants and psychologists are deployed throughout our four offices in the UK and Ireland.

Online Health & Safety Training

A complimentary RoSPA accredited online health and safety compliance self management system.

Product Recall

Product Recall

Product recall insurance covers the recall and rehabilitation of food, drinks, cosmetics and consumer groups causing injury or damage.

Property

Commercial Property Insurance

Innovative and comprehensive insurance solutions for business to provide protection against the loss of assets and any corresponding business interruption.

Trade Credit

Trade Credit Insurance

Trade Credit helps provide the security a company needs to trade domestically and globally by insuring its accounts receivables.

Chartis Offerings