Auto

Private Client Group’s automobile policy includes features such as:

• Agreed value — at the onset of your policy, we work with you to determine the value of your vehicle(s). If a covered total loss occurs, you'll receive that agreed-upon amount, regardless of if the value of your car has depreciated.
  
• High liability limits — liability limits of up to $1 million in coverage for bodily injury and $1 million for property damage are automatically included.  Matching limits are available for uninsured/underinsured motorist coverage as well.
• New car replacement. If a new vehicle¹ is “totaled” within three years of its purchase, you can opt to receive the agreed value; replace it with a vehicle of the same year, make and model; or receive a new vehicle of the same make and like model — including hybrids or alternate fuel editions.
• Superior rental car reimbursement. Unlike most carriers you have no per day limit to rent a vehicle while your car is being repaired.  In fact, with up to $12,500 in coverage you have the ability to rent a comparable vehicle to the one you currently own.
• Towing and labor.  No extra charge to include towing coverage. 

¹Not previously titled.
*Specific coverage features may vary by state.

We realize that multiple vehicle ownership is common in today’s households. Our competitive rates take this into consideration; you may be eligible for premium savings as the number of vehicles insured increases.

We also understand that you may wish to take on up-front financial risk yourself. You can see further saving when you opt to take a higher deductible (up to $10,000 available).

If your vehicle is damaged, you’re still in the driver’s seat. With the support of our Concierge-level Claims Service^®, you can:

• Choose your repair facility.

• Obtain original manufacturer replacement parts, no matter how unique.

• Rent a comparable luxury vehicle while yours is being repaired or replaced; no daily limit for loss of use.