Commercial Automobile Liability Insurance

Chartis' Commercial Automobile Liability insurance provides protection for business-owned or leased commercial vehicles.  Our flexible liability and physical damage coverage for corporations, public entities and small businesses allow us to address exposures for all classes of business in virtually any industry.

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  • Features

    Our flexible underwriting allows us to develop an insurance solution best suited for each individual client's needs.

    -  Underwritten in excess of a self-insured retention or on a guaranteed cost or deductible basis.
    -  We offer a wide range of program structures including guaranteed cost, self-insured.
       retention, large deductibles, incurred- and paid-loss retentions and captive arrangements.
    -  Our experienced underwriting allows us to build industry specific solutions customized 
       to address each client's unique exposures.
    -  Mono-line coverage is available, or multi-line insurance solutions for a complete package to 
       avoid gaps and expensive redundancies in coverage.
    -  Coverage enhancements available for clients looking to "Go Green".
  • Benefits

    Our program benefits are in place to help clients mitigate losses and effectively manage or reduce costs.

    -  ISO forms
    -  Loss portfolio transfers available
    -
     
     Account managers and loss control experts who focus on clients’ business strategies to
       understand their needs to find customized solutions for unique risks
    -  Choice of in-house claims services or TPAs to manage claims
    -  Special online tools such as IntelliRisk® are available to help manage claims
    -  Experienced in providing solutions for fleets of all sizes to corporations, public entities and small
       businesses directly involved in the transportation industry
 

Our specialized claims services manage a broad spectrum of casualty exposures and are segmented by specialty to ensure claims are handled by claims professionals most experienced with any given loss and product type. Once a claim is reported, our approach brings to bear high quality investigative, legal and engineering expertise early in the claims process when it can have the greatest benefit for the client.

  • Chartis Claims Advantage

    Claims in litigation benefit from some of the nation’s top legal defense firms and forensic and evidence
       experts.  Claims that require field investigations are referred to a premier team of investigators who
       undertake a rigorous and methodological approach to protect our policyholders’ assets.

    -  Dedicated customer-focused teams for transportation/fleet, entertainment, retail, products liability,   
       commercial auto, construction, energy and many other industries facing particularly complex and unique
       risks.

    -  Positioned catastrophe teams to respond expeditiously to incidents nationwide and an expansive network
       of nurse consultants to conduct field-based case management.
  • Claims Capabilities Facts

    -  We paid approximately $19 billion in claims in 2009
    -  Our teams handled over 825,000 claims in 2009
    -  We have one of the largest, most specialized claims departments in the industry with unmatched
       credentials.
    -  Claims staff averages 11 years industry experience. 
    -  Our staff has more than two decades of experience writing specialty/complex lines.
    -  Our commitment and longevity in the insurance market means we’ll be here to handle our policyholders’
        claims in the years to come.
    -  We have a dedicated structured settlements department that works closely with claims professionals in
       the claims resolution process to maximize savings to the insured.
    -  Chartis U.S. has a nationwide presence and global experience.
        -  Panel counsel firms that cover every jurisdiction in the U.S.
        -  25 service centers and numerous dedicated/specialty claims staff located nationwide.
        -  24 staff counsel offices in 15 states.
    Paperless claim handling process was implemented to improve operating flexibility. This paperless
       process is supported by two zonal Operations Centers located near the zonal headquarters. The
       Operations Centers are responsible for all mail processing, claim setup, medical bill processing and
       certain bill payment responsibilities within the zone and each contains a customer service call center.

  • To report or check the status of a claim please contact us:

    Tel: 877-399-6442
    For emergency claim reporting outside normal business hours, call toll-free: 888-244-2736
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