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Construction Coverages for Small Commercial Contractors

We have insured many of the largest contractors and most complex construction projects for decades, and we now provide comprehensive and competitively priced primary casualty solutions for small and mid-sized contractors. We address the primary casualty needs of the contractors with Construction Automobile Liability, Construction General Liability and Construction Workers Compensation.  Our veteran underwriters have years of experience writing construction industry segment businesses and can create customized programs to address both standard and specialized insurance requirements.

Features and Benefits Back To Top
  • Coverage options include: Primary Casualty, Workers’ Compensation, General Liability and Automobile Liability ($100,000 minimum premium combined)
  • General Liability and Automobile Liability only available in Monopolistic States ($50,000 minimum premium combined)
  • Our construction safety and loss control specialists offer comprehensive services that can include pre-job evaluations, job site audits, qualified OSHA construction safety training, motor vehicle fleet loss control programs, and accident investigations
  • Excluded Classes are General Contractors, Residential Contractors (Single Family/Condos), Roofers, USLH&W/Marine Contractors, Demolition/Asbestos Contractors, Iron/Steel/Crane Classes, and Construction Suppliers
  • Coverage available for contractors in all states except Alabama, Louisiana and New York
  • Programs available through certain retailers and wholesalers
 
Claims Back To Top
Construction claims require timely, accurate claims management to help clients minimize claim-related exposures. With our nationwide network of workers’ compensation offices, we can help clients control their workers compensation costs through a proactive and fair multi-faceted approach that includes disability management and early-return-to-work strategies. For liability claims, we offer both in-house construction claims counsel and external counsel to help keep clients' expenses low by avoiding unnecessary litigation and resolving cases quickly and cost effectively.
Applications and Forms Back To Top

ACORD® Commercial General Liability Application Section (.pdf)
Commercial General Liability section of the ACORD Commercial Insurance application.

ACORD® Commercial Insurance Application (.pdf)
ACORD application for Commercial Insurance.

Excess Casualty Contractors Supplemental Application (.pdf)
Supplemental application for the Excess Casualty Construction Specialty Contractors Insurance.

ACORD® New Jersey Commercial Auto Application (.pdf)
New Jersey Commercial Auto Coverage/Limits section of the ACORD Commercial Insurance application.

ACORD® Umbrella/Excess Application (.pdf)
Umbrella Excess section of the ACORD Commercial Insurance application.

ACORD® Workers' Compensation Application (.pdf)
ACORD application for Workers' Compensation insurance.