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Employment Practices Liability (EPL) Insurance

Employment Practices Liability Insurance (4/97) offers an expanded policy-form that is far and away the industry standard. It incorporates many of the features that have made the company's other management liability coverages market leaders, namely: broad coverage competitors can't match and policy features that support litigation management and foster an alliance between us and the insured when a claim occurs.

The policy includes the broadest definition of employment practices violation, ground-breaking coverage for sexual harassment and discrimination against customers, clients and other non-employees, Employment Practices Liability Insurance's signature retention waivers and coverage that encompasses such previously uninsured areas as retaliation suits and employment-related libel and slander. 

Features and Benefits Back To Top
  • All EPLI insureds also receive EPL Pak® Premier, our unique package of employment practices liability loss prevention services
  • Employment practices violations include wrongful termination, harassment, discrimination, retaliation, employment-related libel or slander, wrongful failure to employ and failure to grant tenure
  • Broad retention waivers
  • Broad definition of insured includes leased employees and  independent contractors
  • Punitive, exemplary and multiple damages coverage available (including multiple awards under the Age Discrimination in Employment Act (ADEA) and the Equal Pay Act)
  • Optional Duty-to-Defend
  • Automatic coverage for qualifying subsidiaries created or acquired during the policy period
 
Claims Back To Top

We have assembled a seasoned team of claims professionals who are experienced in managing some of the highest-profile D&O, E&O, employment practices, fiduciary, crime and technology cases in the industry, for entities of all sizes and across most industries-from Fortune 500® companies to not-for-profit organizations; multinational corporations to privately-held enterprises.
 
Our centralized in-house operation, positioned adjacent to our underwriting colleagues, allows us to facilitate prompt case resolution and the best possible claim outcomes. We offer access to some of the nation's leading law firms specializing in the defense of securities, employment practices, fiduciary and technology claims. And in the toughest environment, policyholders can count on our aggressive litigation strategies to defeat even the most formidable plaintiff's attorneys.

To report a claim please contact us:
Tel: 888-602-5246
Fax: 866-227-1750
Mail: 
c-Claim for Financial Lines
175 Water Street, 9 Fl.
New York, NY 10038

To follow up on an existing claim:
Tel: 888-602-5246

Download a claim form for submission.

To request loss runs, contact Broker Services at 877-867-3783

Applications and Forms Back To Top

Employment Practices Liability Insurance Adobe Application (.pdf)
A web-based application form for Employment Practices liability insurance.

Employment Practices Liability Insurance New Business Application (.doc)
Primary application form for Employment Practice liability insurance for new business.

Employment Practices Liability Insurance Renewal Business Application (.doc)
Renewal application form for Employment Practices Liability insurance.

Employment Practices Liability Insurance ID Theft Supplemental Application (.doc)
Supplemental application form for Employment Practices Liability insurance with Identity Theft coverage.

Employment Practices Liability Insurance Specimen Policy (.doc)
A sample of the Employment Practices Liability insurance policy.

Employment Practices Liability Insurance Specimen Declarations Page (.doc)
A sample declarations page of the Employment Practices Liability insurance policy.