EPL Defense ShieldSM

Claims of discrimination, harassment, and wrongful termination are escalating continually. When an employee believes he or she has been wrongfully passed over for a promotion, when an applicant believes discrimination was the reason an offer was not extended – your client could become the target of an employment practices liability (EPL) lawsuit. In today's business environment, every aspect of the employment relationship can give rise to an EPL claim from interviewing to post-termination referrals to sexual harassment. EPL Defense Shield provides employers with 25 or fewer employees with coverage for attorney's fees needed to defend a claim.

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  • Provides legal expense coverage for claims including: wrongful dismissal, termination or discharge; employment-related misrepresentations; violation of anti-discrimination and anti-harassment laws; wrongful failure to employ or promote; retaliation and employment-related slander, humiliation, defamation or invasion of privacy
  • Policy covers company and individuals typically named in these suits, including: company principals, full- and part-time employees and temporary and seasonal workers
  • Provides coverage for employers with 25 employees or less in all states EXCEPT California and New York
  • Available in four coverage levels, ranging from a $10,000 aggregate limit of liability to $50,000