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Equine Mortality Program

The Equine Mortality Program was established in 2003 and provides inland marine property products on an admitted basis for animal mortality on horses, through highly specialized independent agents throughout the United States.  To find an agent in your area, please contact Risk Specialists Company of Kentucky, Inc. at (888) 456-8778.

Features and Benefits Back To Top

Equine Mortality coverage for horses up to 18 years of age

• Coverage is provided for the death of an insured horse caused by accident, illness, injury, or disease and for humane destruction to relieve incurable and excessive suffering if caused by a covered cause of loss. 
• Coverage also applies to theft within the United States and Canada.

Equine Specified Perils coverage for horses up to 25 years of age

• Coverage is provided for the death or humane destruction of an insured horse caused by or made necessary from a covered peril.

Appointed agents are granted access to the Aspire Policy Issuance System, a new web-based program that allows coverage to be bound on-line.  Aspire is a web-enabled quoting, binding and issuance system containing streamlined applications that make the underwriting process more efficient.

Coverages Back To Top
• Equine mortality coverage
• Emergency colic surgery coverage included at no additional premium
• 12-Months extension coverage included at no additional premium
• Major medical and surgical coverage
• Surgical procedures coverage
• Loss of use coverage – accidental, external and violent injury only
• Agreed value endorsement
• Worldwide coverage endorsement
• Stallion permanent disability coverage
• Prospective foal coverage
• Barrenness coverage
• Stallion first season infertility insurance
• Equine specified perils coverage
• Optional perils coverage