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    (877) 867-3783

Excess Flood Insurance

Imagine a million dollar home carrying just $250,000 of flood protection. That’s what often happens when a homeowner can secure insurance only from the National Flood Insurance Program.

LexElite® Excess Flood Insurance provides coverage exceeding the maximum limits of the National Flood Insurance Program (NFIP) for single and multi-family dwellings, condominiums and rental homes. Customizable limits provide policyholders with affordable and reliable coverage.

Features and Benefits Back To Top
  • Available for both coastal and interior risks in flood zones
  • Exceeds the maximum limits available under the National Flood Insurance Program (NFIP) of $250,000 on buildings; $100,000 on contents or for contents under the NFIP Preferred Program
  • Customized coverage limits available (not subject to entire Homeowners limits).
  • Coverage can be provided on a “following form” basis to the underlying policy.
  • Coastal and interior risks in any flood zone may be eligible, including single-family and multi-family dwellings, condominium units and rental homes.
 

LexElite® claims are handled by professionals experienced in processing claims for complex personal lines exposures. The LexElite® claims staff is dedicated to personal lines business. Working within personal lines helps to enhance the technical proficiency of our claims staff. It also allows us to provide an attention to detail that helps to ensure claims are settled efficiently and in a timely manner. Whenever possible, LexElite® claims professionals use local adjusting firms to help speed the claims settlement process.

LexElite® personal lines products can offer exceptionally stable solutions for personal lines exposures standard markets typically cannot or will not touch.

Homeowners Claims
Fax: (866)603-5519
Mail: Lexington Insurance Co.
100 Summer Street
Boston, MA 02110

Applications and Forms Back To Top

The applications below are for the exclusive use of licensed surplus lines insurance brokers. As a surplus lines insurer, Lexington Insurance Company does not accept applications from or provide quotes to individuals.

Excess Flood Application (.pdf)
Application form for the Lexington Insurance Company's Excess Flood insurance program.