Fire, explosion and other perils such as water damage, burglary, windstorm, earthquake and collapse can cause serious property damage. These events pose a threat to structures, equipment, business continuity, and, most importantly, the lives of employees and the general public. Property site inspections by insurers are routinely conducted as part of insurance programs. At Chartis we believe in going beyond basic site surveys to ensure that we add value for our clients. Whether you are a multi-national corporation with a captive retention or a small family run business, Global Loss Prevention can assist you in reducing your exposures before they interrupt your business.
We recognize that different sectors require different loss prevention strategies. For this reason we have industry sector teams and occupancy specialists who understand the risks and controls that are relevant to specific industrial or commercial sectors.
For example, we know that in the oil and gas industries approximately 40% of losses can be attributed to pipe failure and therefore our risk assessments provide a focus on maintenance and inspection programs. Similarly, in the commercial sector we know that the most common property damage losses are caused by hot work and electrical faults/failure. Whether your operation is a power plant, batch chemical producer or a hotel our engineers and sector specialists can provide expert service.
Our services include:
Commercial Property Risk Assessments– A comprehensive review of your property and the associated risks. Global Loss Prevention engineers will not only assess the fire protection and emergency response but also the management programs in place to reduce the risk. The impact of a major loss will be analyzed with plant management and resulting business interruption impact will be assessed. Our engineers can conduct HPR surveys across the world.
Energy Property Risk Assessments– We provide a full spectrum of Loss Prevention and Control services for energy and highly engineered risks worldwide. We know that different sectors require different loss prevention strategies. Our engineers average nearly 25 years of direct experience in disciplines such as chemical, petroleum, electrical, mechanical, civil and fire protection engineering. Our loss control consultants and engineers are skilled in identifying hazards unique to energy and energy-related operations.
Sprinkler Design/Approval– Our engineers can review and approve sprinkler design drawings and calculations to verify that sprinkler systems are designed and installed in accordance with either international or local standards.
Project Planning– We can oversee any project to verify that building designs not only meet local building regulations, but also use materials accepted by the general insurance market. We can also verify that fire and security protection is commensurate with the proposed risk.
Best Practice Assessment– Global Loss Prevention has risk evaluation tools to rate each of your operations against industry best practice standards. We will also be able to demonstrate those areas that can improve your rating.
Risk Improvement Trending– Our account engineers can trend Risk Improvements to see if there are issues that need to be addressed at group level. Seminars can be arranged to address these issues.