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Hotel Guest Accident Insurance

Hotel Guest Accident Insurance pays benefits if a registered guest is injured in a covered accident on hotel premises, including while participating in recreational activities at hotel-owned facilities, such as golf or swimming. By helping to ease the financial burden associated with a covered accident, hotels may generate goodwill among customers, especially at times of crisis.
Features and Benefits Back To Top
  • Up to $25,000 in benefits for covered injuries, including accidental death, dismemberment, and paralysis
  • Aggregate limit of $2.5 million per accident (translating to full cover for up to 100 guests).
  • Optional Accident Medical Expense available for treatment of covered injuries
  • Loss experience does not affect a hotel’s other general insurance policies
  • May extend to a guest’s spouse, dependent children or others, and overnight traveling companions
  • Complimentary Travel Assist provides help 24/7 when emergencies arise - finding local medical care, facilitating emergency evacuations, arranging shipment of prescription drugs, assistance with lost baggage or passports, arranging legal asistance, facilitating emergency cash transfers, etc.
 

The goal of A&H Claims is the skillful evaluation and swift resolution of every claim. To make sure this commitment is met, we employ teams of specialists in accident and health claims, and we assign dedicated specialists to cases with complex needs. The people at A&H Claims embody our standards for service excellence. Our claims specialist unit is staffed with seasoned supervisors and examiners cross-trained in all facets of claims processing. These knowledgeable professionals have the expertise to provide the right solutions and the authority to implement them. What’s more, our people are warm, patient and particularly sensitive to difficult situations. We also provide specialized claims support exclusively for the needs of our agents, brokers and consultants.

We understand that our clients view their interaction with our team as the touchstone of the claims process. A&H’s Call Center is managed to ensure that the performance of our staff and our technological support results in an outstanding level of customer service for each of our clients.

Our Call Center operations are designed with the latest technology to optimize communications with our customers. Our sophisticated call management system is fully automated to minimize call transfers and hold times and provide every caller with exceptional service. And we are continually assessing Call Center volume, hold times and peak periods so that we are always staffed and ready to provide outstanding customer service.

You can reach the Domestic A&H Claims Department at 1-800-551-0824. Our business hours are from 8:30 a.m. to 8 p.m. eastern time. After hours, customers may leave messages. We guarantee a return call within 24 hours.