Our Light Aviation Division (LAD) utilizes a combination of computerized quoting and individual account underwriting to provide an unparalleled level of industry service. LAD's underwriting profile focuses on providing personal lines coverage for individually owned aircraft and underwriting specific classes of commercial business. All of our Aerial Application business is quoted by our experienced staff of LAD underwriters. The Light Aviation Division operates two branch offices which insure aircraft based in the continental United States, excluding Alaska and Hawaii.