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Lumber Industries

(Administered by Virtual MGU)

This program provides commercial property (including inland marine and boiler and machinery), commercial general liability, commercial automobile, commercial umbrella liability and miscellaneous related coverages for businesses in the wood products industry.  Eligible risks include those involved in the sales, handling, storage, manufacturing, or otherwise processing of products described as wood, hardware, home improvement and/or building materials of all types and descriptions, as well as derivatives or directly related materials or products.  Those classes include the following:  Lumberyards and building materials dealers; furniture, cabinet makers and carpentry shops; truss manufacturers; box and barrel manufacturers; sawmills and kilns; fence manufacturers; planing mills; log homes manufacturers; pallet manufacturers (new and used); plywood particle - chip or fiberboard; flooring, door or window manufacturers; millwork shops; electrical, plumbing, roofing, HVAC and masonry supply dealers; and wood treaters.

Features and Benefits Back To Top
  • Loss Control provided by exceptional consultants with many years of quality experience

  • Underwriting services provided by personnel with great knowledge of the lumber and wood products industry 
  • Specialized Property coverage designed to suit the unique needs of this industry
 
Coverages Back To Top
General Liability    
Automobile Liability   
Automobile Physical Damage  
Commercial Property   
Equipment Breakdown   
Commercial Inland Marine  
Commercial Crime   
Umbrella    
About our Program Administrator Back To Top

VMGU takes pride in being a market leader in the lumber and wood products insurance program industry.  They provide insurance solutions for the lumber, building materials, forest products and woodworking industries.  Headquartered in Waltham, MA, VMGU was founded by a veteran management team with more than 100 years of combined insurance operations, distribution, underwriting and technology experience.