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Maritime Yacht Dealers, Yacht Club, Marina, Charter Boat and Yacht Program

(Administered by Maritime General Agency)

Maritime General Agency's (MGA) recreation marine program is available nationwide with some restrictions. MGA provides ocean marine coverage for commercial and privately owned watercraft. Coverage is available for Marinas, Boat Dealers, Yacht Clubs, Boats, Yachts and Charter, Tour & Excursion Vessels. 

MGA offers access to the Executive Yacht Policy, for yachts valued between $1 million and $5 million. The product comes with an array of coverage, including P&I, Hull, Mechanical Breakdown, and Crew Coverage. Boats and Yachts below $1 million in value are offered coverage via an online quote system. A broad coverage program is offered. Commercial Charter and Sport Fishing Charters for up to 18 passengers are eligible for the Commercial Charter Vessel Program on a risk review basis.

Features and Benefits Back To Top
  • Personal Products (available for Yachts and Boats) :
      -  Executive Yacht form specifically designed for the discriminating yacht owner; Crew coverage; USL&H; Jones Act; Bumbershoot Umbrella; Hull; P&I; Search & Rescue; and more
      -  Standard Boat cover for the boat owner who may not have the exposures of a large boat owner, but  wants the same quality of service at a lower cost, including:  Hull; P&I; Personal Effects; Fuel Spill Liability; Coral Reef Coverage and more
  • Commercial Products (available for Marinas, Boat Dealers, Yacht Clubs and other recreational marine related commercial risks): 
      - Commercial Marine Liability
      - Marina Operators Legal Liability
      - Protection and Indemnity
      - Docks, Piers and Wharves property 
      - Tools and Equipment Inland Marine  
      - Owned Watercraft/Workboats
      - Charter Cover
 
Coverages Back To Top

General Liability    
Automobile Liability   
Automobile Physical Damage  
Commercial Property   
Commercial Inland Marine  
Commercial Crime   
Umbrella    
Protection & Indemnity
Hull 

About our Program Administrator Back To Top

Located on the south shore of Connecticut, Maritime General Agency (MGA) has operated as our program administrator for recreational marine insurance since 1991. 

MGA employs over 20 staff members with the majority having 10 or more years in the Marine Insurance industry.  The majority of MGA's staff has extensive boating experience, and many belong to local Yacht Clubs and boating organizations.  When you deal with MGA, you deal with experienced marine underwriters who can answer your questions and guide you through the difficult process of understanding complicated marine submissions.