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Miscellaneous Professional Liability for Growth Enterprises

When rendering fee-based services, professional service providers face potential liability that can go beyond the coverage of a general liability policy.

Miscellaneous Professional Liability for Growth Enterprises (MPL) Insurance provides protection for the errors and omissions (E&O) committed by professional service providers while rendering fee-based professional services.   Unlike general liability policies, MPL covers an insured's professional services, as well as its business.  MPL Insurance provides a wide range of professionals with coverage for claims of wrongful acts in professional services rendered. 

Features and Benefits Back To Top
  • Eligible professionals range from escrow agents and insurance brokers to medical bill servicers and temporary help agencies
  • Duty to defend claims and suit, regardless of how groundless or fraudulent
  • Provides coverage against claims alleging errors and omissions in rendering or failing to render professional services
  • Ability to settle claims on behalf of all insureds without insurer consent if within the retention amount
  • Prior Acts coverage available (subject to underwriting)
  • An extensive definition of damages addressing arbitration awards, punitive damages, as well as pre and post-judgment interest
  • Automatic 60-day extended reporting period
  • A fifty percent (50%) retention reduction upon the settlement of a claim that the insured submits to alternative dispute resolution at the insurer's written request
  • Ineligible classes of business include Law Firms, Actuaries, Accountants, Medical Professions, General Contractors and Financial Institutions
 
Claims Back To Top

When a claim occurs, our goal mirrors that of our customer: To resolve it as quickly and fairly as possible. To achieve this goal, Growth Enterprises draws on the our vast claims handling resources, including experienced claims specialists and the nation's premier defense attorneys, who have expertise managing even the most complex, sensitive claims and litigation.

To report a Miscellaneous Professional Liability InsuranceSM claim, download our claim reporting form and submit it via one of the following methods:

Mail: c-Claim for Financial Lines  
         175 Water Street, 9th Floor
         New York, NY 10038

Fax: 866-227-1750

Claim Scenarios
A building manager was sued by the building owner after failing to respond in a timely fashion to tenants' complaints of malfunctioning elevators. Several tenants did not renew their leases because of this poor service.

A temporary help agency was sued after it placed a teller for a bank client and failed to check the employee's background. The employee's extensive criminal record was discovered only when she was arrested for stealing from the bank.

Applications and Forms Back To Top

Advertising Agents Services Supplemental Application (.pdf)

Claims Adjusters and Administrators Supplemental Application (.pdf)

Collection Agency Supplemental Application (.pdf)

Escrow Agents Supplemental Application (.pdf)

Management Consultants Supplemental Application (.pdf)

Miscellaneous Consultants Supplemental Application (.pdf)

Miscellaneous Professional Liability Mainform Application (.pdf)

Miscellaneous Professional Liability Renewal Application (.pdf)

Printing Services Supplemental Application (.pdf)

Property Managers Supplemental Application (.pdf)

Real Estate Agents & Brokers Supplemental Application (.pdf)

Title Agents and Abstractors Supplemental Application (.pdf)

Trustees Supplemental Application (.pdf)

Miscellaneous Professional Liability Policy Specimen (.pdf)

Miscellaneous Professional Liability Adobe Application (.pdf)

Miscellaneous Professional Liability Application  - (New York) (.pdf)

Miscellaneous Professional Liability Application (.pdf)

Advertising Agents Endorsement (.pdf)

Business Broker Endorsement - Sublimit of Liability and Separate Retentions (.pdf)

Claims Adjusting Services Coverage Endorsement (.pdf)

Collection Agency Endorsement (.pdf)

Computer Services Coverage Endorsement (.pdf)

Consulting Sevices Coverage Endorsement (.pdf)

Cooperation Clause Amendatory Endorsement (.pdf)

Corporate Counsel Premier Extension Endorsement (.pdf)

Credit Bureau Endorsement (.pdf)

Data Processing Services Coverage Endorsement (.pdf)

Employee Benefit Plan Administrators Endorsement (.pdf)

Fair Housing Violation Defense Coverage Endorsement (.pdf)

Franchiser Professional Liability Endorsement (.pdf)

Fraud Exclusion Amendatory Endorsement (.pdf)

Independent Contractor Endorsement (.pdf)

Internet Professional Services Coverage Extension Endorsement (.pdf)

Item 6 Professional Services Definition Endorsement

Lock Box Coverage Endorsement

Management Consultant Endorsement

Miscellaneous Professional Liability Policy - Countrywide

Multimedia Extension Endorsement

Notory Public Endorsement

Personal Injury Coverage Endorsement

Pollution Definition Amendatory Endorsement

Punitive Damages Coverage Amendatory Endorsement

Real Estate and Property Managers Endorsement

Real Estate Endorsement

Regulatory Proceedings Sublimit of Liability Endorsement

Reprinting Costs Exclusion Endorsement

Security and Privacy Liability Coverage Endorsement

Security Liability Coverage Endorsement

Spousal and Legal Representative Extensions Endorsement

Structured Settlement Brokers Services Coverage Endorsement

Structured Settlement Endorsement

Technology Services Coverage Endorsement

Third Party Administrator Endorsement

Title Agent Abstractor Endorsement

Title Agent Abstractors Escrow Agent Endorsement

Trustee Endorsement

Tunnels and Bridges Exclusion Endorsement

Two Year Policy Period Endorsement

Vicarious Liability Coverage Endorsement

Worldwide Coverage Endorsement