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Personal Umbrella Liability Insurance

Whether a client is a high-profile doctor, lawyer, celebrity, or a lower profile individual with a unique exposure, there are times when the potential liability can well exceed an individual’s homeowners or auto policy.
 
LexElite Personal Umbrella/ Excess Personal Liability Insurance can offer important additional liability coverage beyond an individual’s homeowners and auto policy. LexElite Excess Personal Liability Insurance can offer vital coverage above an existing umbrella policy. Both coverages are designed to respond to the heavyweight needs of individuals with substantial assets, high-value homes, or unusual exposures that make liability coverage elusive in the standard insurance market. Such exposures run the gamut from jet skis to poor driving records, from power boats to recreational vehicles.

Features and Benefits Back To Top
  • Coverage can be provided on a standalone basis or packaged with our LexElite Homeowners Insurance to provide protection at competitive rates
  • Uninsured/underinsured motorist coverage available
  • Personal injury liability protection available
  • Incidental business coverage available
 
Claims Back To Top

LexElite® claims are handled by professionals experienced in processing claims for complex personal lines exposures. The LexElite® claims staff is dedicated to personal lines business. Working within personal lines helps to enhance the technical proficiency of our claims staff. It also allows us to provide an attention to detail that helps to ensure claims are settled efficiently and in a timely manner. Whenever possible, LexElite® claims professionals use local adjusting firms to help speed the claims settlement process.

LexElite® personal lines products can offer exceptionally stable solutions for personal lines exposures standard markets typically cannot or will not touch.

To report a claim please contact us:
LexOne hotline: 800-931-9546 
Excess General Liability Claims
Fax: 866-244-0519

Applications and Forms Back To Top

The applications below are for the exclusive use of licensed surplus lines insurance brokers. As a surplus lines insurer, Lexington Insurance Company does not accept applications from or provide quotes to individuals.

Umbrella Excess Application (.pdf)
Application form for Lexington Insurance Company Personal Umbrella or Excess Liability insurance.